What is a Khata? Meaning, Benefits & Application Process

If you have a property or plan to buy one in Bangalore, you must understand what an A Khata signifies. This office record confirms that your property is legally owned. The BBMP has approved it, and we have paid all property taxes. Selling a property without it can lead to problems. You might struggle with loans and other connections, such as water and electricity.

This blog will explain about A Khata. You will understand what it is, its advantages, and how to apply for one. If you’re a buyer or a homeowner, remember A Khata. It can save you from headaches and help you make a smart property choice.

What is A Khata?

A Khata is an official document from the Bruhat Bengaluru Mahanagara Palike (BBMP). It shows that your property is legal and approved by the right authorities. It also confirms that property taxes are paid in Bengaluru.

It is a report card for your property. A Khata A means that the land/property conforms to all government rules. You need this document to sell your property, get a home loan, or apply for water and electricity connections. Here is the importance of A Khata:

• Proves Legal Ownership: An A Khata certificate is proof of ownership of property. It is one of the main documents related to a property for any legal work.
• Pay Your Property Tax Easily: You can pay your property tax in Bangalore with an A Khata. Use the BBMP portal or visit the office.
• Needed for Building Permits: To build or renovate your house, you need an A Khata from the BBMP first.
• Bank Loan Approval: Home loans are never given by banks for properties with a B Khata.
• Easier Property Sale: Selling your property can be smoother with an A Khata. Buyers of A Khata properties prefer that it be safe and legal.

Benefits of A Khata

Having an A Khata gives your property legal recognition with the BBMP. It ensures your ownership rights. It also makes it easy to access services from the government and banking institutions.

• Legal Proof of Ownership: A Khata is strong proof of property ownership. It confirms that the land and building follow city rules and are registered with the BBMP.
• Easier Property Tax Payments: The A Khata helps you pay property tax in Bangalore. You can pay your taxes online or in person at the BBMP offices without any hassle or disputes.
• Eligibility for Bank Loans: Banks and financial institutions need the A Khata document for home loan approval. An absence of this can cause difficulties or render it impossible to get a housing loan or mortgage.
• Approval for Construction or Renovation: To build or renovate, you need an A Khata. The BBMP will only grant permission if your property has one. This keeps your building legal and safe.
• Easy Utility Connections: Customers can apply for electricity, water, and sewage connections with an A Khata. The BBMP and utility providers only recognize an A Khata as proof of property.
• Higher Resale Value: A-Khata properties sell for more in the market. Buyers have greater trust in them due to their legal clarity and safety as investments.
• Required for Property Registration: You need a Khata to register a property in your name or to transfer it to someone else. It thus helps keep away delays and legal troubles during registration.

How to Apply for A Khata? Step-by-Step Process

If you wish to apply for A Khata Certificate, it is better if all your documents are in order beforehand. You can apply for the certificate at the BBMP ward office or online through the Sakala portal. Follow the steps below:

Step 1: Collect All Required Documents

Step one is to gather all documents that prove your ownership and the legality of the property. The BBMP needs to check the property details using these documents. They must also confirm whether someone has correctly paid the taxes. Important documents include:

• Sale deed (registered copy)
• Latest property tax payment receipts
• Approved building plan
• Encumbrance certificate (EC)
• Occupancy or Completion Certificate
• ID and address proof (Aadhaar, PAN, voter ID)
• Any previous Khata copy (if available)

Step 2: Get the A Khata Application Form

Visit the nearest BBMP ward office and ask for the application form for an A Khata. The BBMP official website has the same form for the public to download. You must fill out these forms free of ambiguities, or they will reject them. The details you need to fill in include:

• Name and contact information of the property owner
• Property ID or site number
• Survey number and ward number
• Area of the property
• Information about the tax paid

Step 3: Submit the Application with Documents

After you fill out your form, attach all the important documents. Then, submit everything to the BBMP office for your area. Keep a photocopy of the filled-in form and documents for your records. Where to submit:

• The BBMP ward office under which your property falls
• BBMP Citizen Service Center
• Online through the Sakala portal (only for eligible properties)

Step 4: Pay the Registration or Khata Transfer Fee

After we check your application, we’ll figure out the BBMP fees for Khatha registration or deed transfer. As per government guidance, the standard rate is 2% of the area’s current valuation. Modes of payment are:

• Cash/DD payment at the BBMP office
• Online payment through the BBMP portal (if available)
• You must preserve that receipt for your reference

Step 5: BBMP Inspection of Property

After you make the payment, a BBMP officer will come to inspect your property. The officer checks if the building follows approved plans. They also look for any illegal constructions or boundary problems. The inspection involves:

• Measurement of property
• Checking for conformity with the approved plan
• Verifying the type and condition of the construction

Step 6: Acknowledgment and Reference Number

The BBMP issues an acknowledgment slip after completing the application and inspection. The slip has a reference number. You need this number to track your A Khata application status. It is best to keep it safe.

• Helps in tracking queries at the BBMP office
• You will need to check the online status
• It will be helpful in the event of a delay or loss of documents

Step 7: Receive the A Khata Certificate and Extract

If all is in order and verified, the BBMP will issue the A Khata certificate along with the Khata extract. The process takes 30 to 60 days. This depends on document verification and inspections. You will get:

• A Khata Certificate: A legal document proving your property.
• A Khata Extract: A detailed record of information about the property (area, owner, tax paid).

Conclusion

Buying property in Bangalore has responsibilities. One key task is obtaining an A Khata certificate. The property is legal. The taxes are paid. It belongs to the person named in the document. An A Khata makes it easier to apply for home loans and get water or electricity connections.

Property buyers should check whether it has an A Khata before purchasing it—or find out if they can convert B Khata to A Khata before finalizing the deal. If you own a property without an A Khata, follow these steps to apply for it. This will help you get full legal status for your property. Knowing the meaning and benefits of an A Khata can protect you. It helps you avoid legal problems and enjoy full ownership rights soon.

Frequently Asked Questions