Property Registration
Buying a home in Bangalore is a very big step. For your property or home, it is important to register it officially. It is not just a formality, it is a legal necessity. Property registration in Bangalore is an important legal process that finalizes the ownership of the property.
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The land registration process in Bangalore ensures that the government has a record of your ownership and your property. So, you can secure your property from legal action and future transactions. It involves registering the property with the Sub-registrar office.
You can complete your proper registration online or offline with the required documents. The process sounds complex, but it is very easy to do. If you find difficulty, you can contact our expert. Our expert will help you and guide you through the entire process.
What is Property Registration?
Property registration is the official process of registering your ownership of a property with the government. It’s more than just a formality; it’s a legal requirement that protects your rights and helps to avoid future disputes. This process, governed by India’s Registration Act of 1908, consists of several steps, including the payment of stamp duty and registration fees. Proper registration is essential for real estate transactions because it ensures that ownership is recognized and legally protected.
Step-by-Step Property Registration Process in Bangalore
If you want to register your property, here is the step-by-step simple guide for the property registration process in Bangalore.
- Visit the Official Website: First of all visit https://kaveri.karnataka.gov.in/
- Registered User: If you are a new user, then you need to register yourself with your name, email address, and mobile number and create a password. If you already have account details, log in with your credentials.
- Document Registration: After login with your ID and password, navigate to the “Document Registration” link. Enter details about the sale deed, number of parties, and other information, and save all the details.
- Witness Detail: Now, provide details of witnesses present during the execution of the sale deed. However, it was prepared in front of an executive only.
- Identification Proof: Now, select the type of identification proof by the witnesses of the parties.
- Select Property Type: Now, identify and select the property type from the available list.
- Select Stamp Duty: Now, enter the details to calculate the stamp duty for Bangalore city. In addition, provide all the other details as well like the sale deed, NOC address proof, etc.
- Payment of Fees: Select the payment details, calculate, and pay the required registration fee.
- Appointment Booking: Now, schedule an appointment at the Sub-Registrar office.
- Visit the Sub-Registrar Office: Now, you have to physically visit the registered office with your required documents and complete biometric verification.
- Execution of Sale Deed: Signed the sale deed in front of the Sub-Registrar.
- Document Retrieval: Collect the registered sale deed and acknowledgment after processing.
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Documents Required for Property Registration in Bangalore
While property registration in Bangalore, you need to submit documents for transfer of ownership. Here is the list of all the documents required for property registration in Bangalore-
- Sale Deed: The original copy of the sale deed between the buyer and the seller. It must be signed by both parties and witnesses.
- Khata Certificate: Submit the Khata certificate. It confirmed that the properties started with BBMP.
- Encumbrance Certificate: The Encumbrance certificate confirms the property is free from legal duties and legal disputes. You can get it from the sub-registrar’s office.
- Property Tax Receipt: Provide approval of payment of receipt to BBMP. It shows that you are clear with taxes.
- Identity Proof: Both parties, buyer, and seller, need to submit their identity proof. For identity proof, you can submit an Aadhaar card, PAN card, passport, voter ID, driving license, etc.
- Title Deed: You need to submit a title deed that shows details of the property. Get it from the seller.
- Bill Approval Plan: Get approval for layout and building plans for BBMP or BDA.
- Occupancy Certificate: It is issued by BBMP after the completion of construction.
- No objection Certificate: Get NOC from relevant authorities.
- Power of Attorney: The complete process is handled by authorized representation, the original power of attorney must be submitted.
Property Registration Cost in Bangalore
The cost of property registration typically includes stamp duty and registration fees. It varies based on the property value and the location in Bangalore. However, it is payable to the government of Karnataka.
Paying property registration costs is a sign to the government that you are a new owner. Let’s break down the primary property registration cost in Bangalore-
Stamp duty: In Bangalore, the stamp duty ranges from 1% to 7% of the property’s market value. It depends on the property’s location, age, and type.
- For property above 45 lakh, it will be 5% of the property’s market value.
- For property between 21 lakh to 45 lakh, it will be 3% of the property’s market value.
- For properties below 21 lakh, it will be 2% of the property’s market value.
Registration fee: In Bangalore, the registration fee is around 1% of the property value. It is the same for all the buyers or property.
Bangalore Property Registration Timeline
The property registration process in Bangalore usually takes 5 to 14 days to register your property. The Bangalore property registration timeline depends on the document verification and processing time at the sub-registrar office.
Hence, it is always advisable to bring all your required documents in the correct format to the sub-registrar office. The delay in property registration occurs when documents are incomplete and additional verification is needed.
We suggest you ask a professional for help to gather your data and cross-verify them from professionals only.
Legal Process of Property Registration in Bangalore
The legal process of online property registration in Bangalore involves various steps. After all, it complies with the law governed by the Karnataka Registration Act, of 1908. Here is the list of Legal processes for property registration in Bangalore-
- PropertyVerificationn
- Draft sale deed
- Stamp duty payment
- Registration pay fee payment
- Visit to Sub-registrar office
- Registration and issuance of sale duty
- Mutation of property
Encumbrance Certificate for Property in Bangalore
An Encumbrance certificate is a legal certificate that a property is free from any legal dues or mortgage. It is issued by the sub-registrar office in Bangalore. It is a required document during the registration process. You required an Encumbrance certificate for every property transaction to ensure clear title transfer.
Importance of Encumbrance Certificate
- It clear and disputed ownership of the property
- It is required by the bank to assign home loans.
- It is essential for the property registration process.
- It is required to update ownership records with local authorities.
Common Issues in the Property Registration Process
The property registration process in Bangalore is very challenging. If you miss any document or make any common mistake, you can delay your property registration process. Hence, some common issues during the process are listed below-
- Incomplete Documentation: Incomplete documentation is the main reason for property registration delays and rejection. Hence, always double-check your document before submitting it to the authorities.
- Discrepancy in Property Records: If there is a conflict about property boundaries or unclear title dues, it will affect your registration process timeline. In addition, it potentially leads to disputes.
- Unreasonable Fees: Variations in registration fees and stamp duty can be a financial burden. So initially estimate all the fees payment you have to pay.
- Technical Glitches: The property registration process begins with online registration. Sometimes technical glitches or difficulties also delay your application process.
- Misunderstanding Regarding Witnesses: Witnesses are available at the time of the registration process. When misunderstanding regarding witnesses, affects the Bangalore property registration timeline.
- Stamp Duty: Issues with payment of stamp duty delay the application process.
How Khata Broker Simplifies Property Registration
Khata Broker is a part of the ShriMas Association. It is a leading company founded in 2007. With years of experience, Khata Broker helps to simplify the legal property registration process. In addition, enhances efficiency and transparency for all legal works. Here is the reason why you should choose Khata Broker for your property registration process-
- Expert Guidelines: Khata Broker and our team offer assessments to legal experts who will guide you about property registration complexity. We can help you to understand the requirements and avoid common mistakes.
- Document Preparation and Verification: Our team helps you in preparing and verifying all necessary documents for the property registration process. You can verify the document with our expert before submission, so it minimizes the chances of delay.
- Tracking and Updating: Working with us, you can track the status of your application in real time. In addition, we provide follow-up updates to the customers. We believe in providing transparency and information throughout the process.
- Simple Fee Structure: Our services provide a clear breakdown of fees associated with property registration. We help our customers to understand the cost and make a budget-friendly fee structure.
- 24/7 Support: We believe in providing dedicated customer support to our users. Reach out to us for an inquiry or issues faced by a registration process or some other process. We will make sure to give you a smooth experience.
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Frequently Asked Questions
Why is property registration important?
Property registration is important for legal ownership, protects from disputes in the future, and helps you to get a loan or future resale.
Where I can register my property in Bangalore?
To register property in Bangalore, you have to submit your document online and later visit the subregister office.
How is stamp duty collected?
The stamp duty in Bangalore is calculated based on the property’s market value.
What is the registration fee for property registration in Bangalore?
The registration fee is 1% of the property’s market value in Bangalore.
Can I register my property online in Bangalore?
Yes, you can apply and book appointments online through the official website. But, later you have to present in front of the sub registrar’s office.
What is a Khata certificate?
A Khata certificate is a legal document that identifies property details and ownership in government records.
How long does it take for the property registration process in Bangalore?
The property registration process in Bangalore takes typically 5 to 14 days. Sometimes, errors and mismatches in documents delay your process.
Does the buyer and seller need to present for property registration?
Yes, both parties need to present in front of the Sub-Registrar for biometric verification.
Can I verify ownership before registration?
Yes, you can verify the ownership of the property with the sale deed, history of the Khata certificate, BBMP record, etc.
