Different Types of Khata in Bangalore

A Khata is a vital document for people with property in Karnataka, particularly in Bangalore. The Khata system stores property information and tax payment history. Property owners in Bangalore need to follow Khata procedures. It determines your property taxes and rights to ownership plus influences your property’s value.

Understand the types of Khata in Karnataka before you purchase any property. This guide will explain the three types of Khata: A Khata, B Khata, or E Khata registration.

Different Types of Khata in Bangalore

In Bangalore, different types of Khata are eligible: A Khata, B Khata, and E Khata. Each property has records from government authorities. Each Khata type has distinct regulations and offers specific advantages to property owners. Let’s understand the different types of Khata in Bangalore, Karnataka.

A Khata

A Khata represents the ideal type of property registration. The authorities accept your property as valid because you followed all official rules. The property owner has completed all tax payments and follows official construction and zoning requirements. An A Khata stands as the top pick for property owners due to its important standing under government regulations.

Key Features of A Khata:

• Legal Compliance: This type of property meets authorized building requirements and local zoning rules.
• Tax Payments: The property follows all tax obligations and is there in official registration records.
• Loan Eligibility: A property owner can ask for financing from licensed banks or financial organizations.
• Construction Approvals: Property owners require permission to construct new facilities or update existing structures.

Limitations of A Khata:

Although, A Khata has many benefits some properties do not meet its requirements. Governments may reject a property application if proper records, construction permits, or zoning rules have not been followed.

B Khata

B Khata is for properties that do not follow all government rules. Regulatory authorities did not approve these buildings during construction. B Khata allows BBMP to track and tax unapproved properties. However, these properties are not considered legally legitimate.

Key Features of B Khata

• Non-Compliance: These properties fail to meet the requirements set by local building and land use laws.
• Tax Payments: Even when people pay taxes for their property it remains non-regularized.
• Loan Eligibility: Banks typically reject lending funds for homes registered under B Khata status.
• No Construction Approvals: The municipal authorities will not grant construction or renovation building permits.

Limitation of B Khata

There are many limitations to the B Khata. It does not meet the standards of A Khata.

• Legal Risks: B Khata properties usually develop legal problems and receive official penalties.
• Lower Value: Such properties sell for less money than properties delineated by A Khata.
• Hard to Sell: It is difficult to sell and transfer these properties.

E Khata

BBMP launched E Khata as the digital version of Khata. The developers designed E Khata to simplify how they manage property information and taxation online. The system helps property owners view their records in a digital format anytime and anywhere.

Key Features of E Khata

• Online System: Owners use the BBMP website to access and handle property records plus tax payments.
• Eligibility: You must have an A Khata document to apply for E Khata status.
• Convenience: Every property receives a special Property Identification Number (PID) that simplifies its records.

Limitations of E Khata

Not for B Khata Properties: The E Khata system is unavailable to B Khata owners unless they update their property records as A Khata.

Difference Between A Khata, B Khata, and E Khata

There are various types of Khata like A Khata, B Khata, and E Khata and each differs in the legal benefits and your eligibility for a loan and even in taxes for owning the property. As we know, A Khata is legally valid whereas B Khata is not. Let’s understand some differences between them.

Who Can Apply for Khata in Karnataka?

Any legal and rightful owner of a property in Karnataka can apply for a Khata. To apply, you must prove that you own the property and have paid the required taxes and required documents. Documents Required for Khata Application:

1. Title Deed: This proves you are the legal owner of the property.
2. Tax Receipts: These show that you have paid property taxes.
3. Encumbrance Certificate (EC): This proves the property is free from disputes or legal issues.

You can apply at the BBMP office or Citizen Service Centers authorized by the Karnataka government.

What Are the Uses of Khata?

A Khata is a very useful document for property owners. It allows the investor to understand that all the legal things are clear. This document is useful to avail finance from the bank or other finance institution. Here are its key uses:

1. Proof of Ownership: It serves as proof that you own the property.
2. Tax Payments: It allows you to pay property taxes on time.
3. Access to Services: You can get water, electricity, and sewage connections.
4. Bank Loans: It helps you get loans for buying or building property.
5. Property Transfers: It simplifies the process of selling or transferring the property.

How to Convert B Khata to A Khata: Complete Legal Process

Converting B Khata to A Khata makes a property fully legal. This increases its value and opens up opportunities for loans and approvals. As we know, B Khata does not hold legal validity. If you have B Khata property, it is good to convert it into A Khata. Here are the simple steps to convert your property into the A Khata property-

Check Compliance: Make sure your property follows zoning rules and building laws. Properties with major violations cannot be converted to A Khata.

Prepare Documents: Collect all the documents you need, such as:

• Sale Deed (proof of ownership).
• Encumbrance Certificate (proof of no legal disputes).
• Tax Receipts (proof of tax payments).

Apply for Conversion: Visit the BBMP office. Submit the Khata conversion form along with the required documents.

Pay Betterment Charges: Pay the fees required to regularize the property. These are called betterment charges.

Verification: The BBMP will check your documents and inspect the property to ensure it follows rules.

Approval: Once everything is approved, you will receive your A Khata certificate.

For more information, you can visit our detailed guide on how to convert B Khata to A Khata.

Common Misconceptions About Khata and Property Taxes

Understanding Khata and property taxes can often be confusing. It leads to various misconceptions. These misconceptions can result in complications during the property transaction or legal proceedings. 

Here is the list of common misconceptions that are essential to ensure compliance with BBMP regulations and avoid future disputes-

• Owning a Khata Means Full Ownership: This is false. A Khata only records tax payments. The Title Deed is the true proof of ownership.
• All Properties Can Be Converted to A Khata: Only properties with minor violations can be converted. Properties with major violations cannot.
• B Khata Properties Are Illegal: B Khata properties are not illegal. They are semi-legal and can become A Khata if regularized.
• E Khata Is a New Type of Khata: This is incorrect. E Khata is not a new type. It is just the digital version of A Khata.

Frequently Asked Questions